Looking for a dessert that combines the rich flavors of chocolate and banana in a fun, easy-to-make format? These Chocolate Covered Banana Pudding Cups are the perfect indulgence! Imagine layers of creamy vanilla pudding, sweet banana slices, and crunchy vanilla wafers, all topped with a decadent layer of chocolate. Whether you’re hosting a party, looking for a make-ahead dessert, or just want to treat yourself, these pudding cups are guaranteed to impress.
Let’s dive into the recipe and discover how to make these irresistible treats!

What are Chocolate Covered Banana Pudding Cups?
Chocolate Covered Banana Pudding Cups are a delightful twist on classic banana pudding. Instead of serving banana pudding in a large dish, you assemble individual cups or jars layered with vanilla pudding, sliced bananas, vanilla wafers, and a thick layer of melted chocolate on top. The combination of creamy pudding, fresh bananas, crunchy wafers, and the snap of chocolate makes these pudding cups a hit for all ages. They’re easy to prepare and perfect for portion control, making them ideal for parties or a fun weeknight dessert.
Ingredients List for Chocolate Covered Banana Pudding Cups
Here’s everything you need to make these delicious chocolate-covered banana pudding cups:
For the Vanilla Pudding:
- 2 cups whole milk
- ½ cup granulated sugar
- 3 tablespoons cornstarch
- 3 large egg yolks
- 2 tablespoons unsalted butter
- 1 teaspoon vanilla extract
For the Cups:
- 2–3 ripe bananas, sliced
- 1 package vanilla wafers or graham crackers, crushed
- 1 ½ cups heavy cream (for whipping)
- ¼ cup powdered sugar (for whipped cream)
For the Chocolate Topping:
- 1 cup semi-sweet or dark chocolate chips
- 2 tablespoons coconut oil or butter (for easier melting and a glossy finish)
Substitutions and Variations
Here are some substitutions and variations to tailor this recipe to your preferences:
- Store-Bought Pudding: For a time-saving shortcut, use store-bought vanilla pudding instead of making it from scratch.
- Dairy-Free Option: Use almond or coconut milk for the pudding and substitute dairy-free whipped topping for heavy cream. Ensure the chocolate you use is dairy-free as well.
- Gluten-Free Version: Swap out the vanilla wafers for gluten-free cookies or graham crackers.
- Chocolate Pudding Variation: If you love chocolate, try making a chocolate pudding base by adding 2 tablespoons of cocoa powder to the pudding mixture.
- Peanut Butter Twist: Add a layer of peanut butter between the pudding and bananas for an extra indulgent flavor combination.
Step-by-Step Cooking Instructions

Let’s walk through the step-by-step process of making these chocolate-covered banana pudding cups.
- Prepare the Vanilla Pudding:
- In a medium saucepan, whisk together the sugar and cornstarch. Slowly add the milk, whisking constantly to prevent lumps.
- Heat the mixture over medium heat, stirring continuously, until it begins to thicken (about 5–7 minutes).
- In a separate bowl, whisk the egg yolks. Slowly pour about ½ cup of the hot milk mixture into the egg yolks to temper them, whisking constantly.
- Return the tempered egg yolk mixture to the saucepan and continue cooking over medium heat, stirring constantly, until the pudding thickens further (another 3–5 minutes).
- Remove from heat and stir in the butter and vanilla extract. Let the pudding cool to room temperature before assembling the cups. Cover the surface with plastic wrap to prevent a skin from forming.
- Make the Whipped Cream:
- In a large mixing bowl, whip the heavy cream and powdered sugar using an electric mixer until stiff peaks form. Set aside.
- Assemble the Pudding Cups:
- In small cups, jars, or bowls, begin by adding a layer of crushed vanilla wafers at the bottom.
- Spoon a layer of the cooled vanilla pudding over the wafers.
- Add a few slices of banana on top of the pudding layer.
- Repeat the layers (wafers, pudding, bananas) until the cups are about ¾ full.
- Top with a generous dollop of whipped cream.
- Prepare the Chocolate Topping:
- In a microwave-safe bowl, combine the chocolate chips and coconut oil (or butter). Microwave in 20-second intervals, stirring in between, until the chocolate is fully melted and smooth.
- Let the melted chocolate cool slightly, so it’s not too hot when poured over the whipped cream.
- Finish the Pudding Cups:
- Spoon or drizzle the melted chocolate over the top of each pudding cup. The chocolate should create a thick, glossy layer.
- Refrigerate the pudding cups for at least 1 hour to allow the chocolate to harden and the flavors to meld together.
- Serve and Enjoy:
- Once chilled, the chocolate will form a firm shell. Serve the pudding cups with a spoon and crack through the chocolate layer to reveal the creamy banana pudding underneath.
How to Cook Chocolate Covered Banana Pudding Cups: A Step-by-Step Guide
Here are some tips to ensure your chocolate-covered banana pudding cups come out perfectly:
- Temper the Eggs Carefully: When adding the hot milk mixture to the egg yolks, go slow to avoid scrambling the eggs. This step ensures a smooth, custard-like pudding.
- Don’t Skip the Whipped Cream: Freshly whipped cream adds an airy texture that complements the rich pudding and chocolate. If you’re short on time, you can use store-bought whipped topping, but homemade is always better.
- Let the Chocolate Cool: Before pouring the melted chocolate over the pudding cups, let it cool slightly. If the chocolate is too hot, it may melt the whipped cream layer underneath.
Common Mistakes to Avoid
- Not Cooling the Pudding Enough: Make sure the pudding cools completely before layering it with the bananas. If the pudding is too hot, it can make the bananas mushy and affect the texture of the final dessert.
- Overbeating the Whipped Cream: Stop whipping the cream as soon as stiff peaks form. Overwhipping can cause the cream to separate and become grainy.
- Using Too Hot Chocolate: Allow the melted chocolate to cool slightly before topping the pudding cups. Hot chocolate can melt the layers beneath, causing the presentation to become messy.
Serving and Presentation Tips
Presentation plays a big role in making these pudding cups even more irresistible! Here’s how to make them look as good as they taste:
- Use Clear Glasses or Jars: Serve the pudding cups in clear cups or jars to show off the beautiful layers of pudding, bananas, and wafers.
- Decorative Toppings: After the chocolate has hardened, garnish the top with a few slices of banana, a sprinkle of crushed wafers, or chocolate shavings for extra flair.
- Serve with a Spoon: The fun part is cracking through the chocolate layer! Serve with a long dessert spoon to get through all the delicious layers.
How to Serve Chocolate Covered Banana Pudding Cups
These pudding cups are best served chilled. Remove them from the refrigerator just before serving so the chocolate stays firm. They’re perfect for individual portions at parties, picnics, or family dinners. You can also make them in advance and store them in the fridge for up to 2 days.
Pair these pudding cups with a cup of coffee or a cold glass of milk for the ultimate dessert experience!
Presentation Ideas for Chocolate Covered Banana Pudding Cups
- Layered Elegance: Use tall, clear glasses to showcase the beautiful layers of pudding, bananas, and whipped cream. The chocolate shell on top will look even more stunning.
- Mini Mason Jars: For a rustic presentation, serve the pudding in mini mason jars. Add a ribbon around the jar for a cute touch, perfect for parties or picnics.
- Chocolate Drizzle Art: After pouring the melted chocolate on top, use a fork to create a decorative drizzle pattern on top of the pudding cups before the chocolate hardens.
Chocolate Covered Banana Pudding Cups Recipe Tips
- Make Ahead: You can prepare the pudding cups a day in advance. Just be sure to add the chocolate topping right before serving, so it stays firm and glossy.
- Store Leftovers: Keep any leftover pudding cups covered in the refrigerator for up to 2 days. The chocolate may lose some of its crispness, but the dessert will still be delicious.
- Experiment with Toppings: If you want to get creative, try adding crushed nuts, toffee bits, or even peanut butter drizzle on top of the chocolate layer before it hardens.
Frequently Asked Questions (FAQs)
1. Can I use store-bought pudding instead of homemade?
Yes! If you’re short on time, feel free to use store-bought vanilla pudding. Just layer it as you would the homemade version.
2. How long do these pudding cups last in the fridge?
These pudding cups will stay fresh for up to 2 days in the refrigerator. The bananas may darken slightly over time, but the flavor will remain delicious.
3. Can I use milk chocolate instead of dark chocolate?
Absolutely! If you prefer a sweeter topping, feel free to use milk chocolate. Semi-sweet or dark chocolate is recommended for a richer contrast to the sweet pudding, but it’s up to your taste.
4. Can I make this recipe vegan?
Yes, you can make this recipe vegan by using dairy-free pudding, plant-based whipped topping, and dairy-free chocolate. Be sure to use almond
or coconut milk for the pudding and a dairy-free butter alternative.
Conclusion
These Chocolate Covered Banana Pudding Cups are the perfect combination of creamy, fruity, and chocolaty flavors—all in one easy-to-make, impressive dessert. Whether you’re serving them for a special occasion or as a fun weeknight treat, they’re guaranteed to be a crowd-pleaser. The creamy vanilla pudding, fresh bananas, crunchy wafers, and rich chocolate topping create a texture and flavor explosion that’s hard to resist.
Ready to wow your family and friends? Whip up a batch of these pudding cups, and get ready to crack through that chocolate layer for a dessert experience you’ll never forget!
PrintChocolate Covered Banana Pudding Cups Recipe
This Chocolate Covered Banana Pudding Cups recipe combines layers of creamy banana pudding, vanilla wafers, and fresh banana slices, all topped with a decadent chocolate layer. It's a no-bake dessert that's easy to assemble and perfect for parties or individual servings. Keywords: chocolate covered banana pudding, banana pudding cups, no-bake dessert, banana pudding with chocolate.
- Prep Time: 15 minutes
- Cook Time: 1 hour
- Total Time: 1 hour 15 minutes
- Yield: 6 cups
- Category: Dessert
- Method: No-bake
- Cuisine: American
- Diet: Vegetarian
Ingredients
- Vanilla pudding mix
- Milk
- Bananas (sliced)
- Vanilla wafers
- Whipped cream
- Semi-sweet chocolate chips
- Heavy cream
Instructions
- Prepare vanilla pudding according to package instructions and chill.
- Layer vanilla wafers at the bottom of each cup, followed by banana slices and a layer of pudding.
- Repeat the layers, ending with a pudding layer on top.
- Melt chocolate chips with heavy cream to make a smooth ganache, then pour over the pudding cups.
- Chill for at least 1 hour before serving. Optionally, garnish with whipped cream.
Notes
- For a crunchier texture, add crushed vanilla wafers on top of the chocolate layer.
- Use ripe bananas for the best flavor and texture.
Nutrition
- Serving Size: 1 cup
- Calories: 340
- Sugar: 28g
- Sodium: 220mg
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